Ways to Give

to the Bay Area Community Foundation

CASH
Cash gifts are always welcome. 

CHECKS
Checks should be made payable to the Bay Area Community Foundation.  If you wish to direct your gift to a particular fund, please make note of this on the memo line of the check. 

CREDIT CARD
Bay Area Community Foundation currently accepts credit card donations on Visa and MasterCard.  Currently, we are unable to accept donations made online.  If you wish to give a gift with a credit card, you may call the office at 989-893-4438 or visit the office in the Pere Marquette Depot, 919 Boutell Place - Suite 200, Bay City, MI.

STOCKS, BONDS & MUTUAL FUNDS
Gifts of appreciated securities (bonds and stock, including stock in closely held companies) also may be used to establish a fund or add to an existing fund. Such gifts often provide important tax advantages. Their full fair market value is deductible as a charitable contribution up to 30 percent of your adjusted gross income. As with gifts of cash, deduction amounts exceeding this limit may be carried forward for up to five additional years. The added benefit of giving appreciated securities is the avoidance of the capital gains tax on the appreciated portion of the gift. Gifts of closely held stock enjoy the same tax benefits as with publicly traded stock.

LIFE INSURANCE
Life insurance policies also can be used as charitable gifts. If you name our community foundation as the owner and beneficiary of an existing or new life insurance policy, you receive an immediate tax deduction, which usually approximates the cash surrender value of the policy. All premium payments made by you thereafter will be deductible as a charitable contribution.

BEQUESTS
You can establish or add to your named fund in your will or trust through a bequest. Your gift can be used to accomplish almost any charitable goal.